:root{--dark:#070809;--panel:#111720;--panel2:#171f2b;--gold:#B89654;--gold2:#d8c18c;--cream:#f5efe3;--ink:#12151a;--muted:rgba(255,255,255,.68);--line:rgba(184,150,84,.24);--body:'Montserrat',Arial,sans-serif;--display:'Cormorant Garamond',Georgia,serif}
*{box-sizing:border-box;margin:0;padding:0}
body{background:var(--dark);color:#fff;font-family:var(--body);line-height:1.7;overflow-x:hidden}
a{color:inherit;text-decoration:none}
.hero{padding:92px clamp(20px,5vw,72px) 60px;background:linear-gradient(135deg,rgba(7,8,9,.96),rgba(17,23,32,.92)),url('../images/otel-budget-program-dashboard.jpg') center/cover no-repeat;border-bottom:1px solid var(--line)}
.wrap{max-width:1180px;margin:0 auto}
.eyebrow{color:var(--gold2);font-size:12px;font-weight:800;letter-spacing:3px;text-transform:uppercase;margin-bottom:18px}
h1{font-family:var(--display);font-size:clamp(44px,6vw,82px);line-height:.96;font-weight:700;max-width:900px}
h1 em{color:var(--gold2);font-style:italic}
.lead{max-width:820px;margin-top:22px;color:rgba(255,255,255,.78);font-size:17px}
.section{padding:72px clamp(20px,5vw,72px)}
.section.light{background:var(--cream);color:var(--ink)}
.kicker{font-size:12px;font-weight:800;letter-spacing:3px;text-transform:uppercase;color:var(--gold);margin-bottom:12px}
.section h2{font-family:var(--display);font-size:clamp(32px,4vw,52px);line-height:1.05;margin-bottom:16px}
.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:28px}
.card{display:flex;flex-direction:column;min-height:260px;border:1px solid rgba(184,150,84,.22);background:rgba(255,255,255,.04);padding:24px;transition:transform .18s,border-color .18s,background .18s}
.light .card{background:#fff;border-color:rgba(18,21,26,.1);box-shadow:0 18px 44px rgba(18,21,26,.06)}
.card:hover{transform:translateY(-3px);border-color:var(--gold);background:rgba(184,150,84,.08)}
.light .card:hover{background:#fff8ec}
.card .tag{font-size:11px;font-weight:800;letter-spacing:2px;text-transform:uppercase;color:var(--gold);margin-bottom:12px}
.card h3{font-family:var(--display);font-size:27px;line-height:1.08;margin-bottom:12px}
.card p{color:rgba(255,255,255,.68);font-size:14px}
.light .card p{color:rgba(18,21,26,.7)}
.card .go{margin-top:auto;padding-top:22px;color:var(--gold);font-size:12px;font-weight:800;letter-spacing:1.8px;text-transform:uppercase}
.card-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:auto;padding-top:22px}
.card-actions .go{margin-top:0;padding-top:0}
.card-actions .login{display:inline-flex;align-items:center;justify-content:center;min-height:32px;padding:0 12px;border:1px solid var(--gold);background:var(--gold);color:#090909;font-size:11px;font-weight:800;letter-spacing:1.4px;text-transform:uppercase}
.matrix{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:28px}
.box{border-top:1px solid var(--line);padding-top:18px}
.box h3{font-family:var(--display);font-size:26px;margin-bottom:8px}
.box p{color:rgba(255,255,255,.7)}
.cta{background:#0d1118;text-align:center;border-top:1px solid var(--line)}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;margin-top:26px;padding:0 22px;background:var(--gold);color:#090909;font-size:12px;font-weight:800;letter-spacing:1.8px;text-transform:uppercase}
@media(max-width:900px){.grid,.matrix{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.hero{padding-top:64px}.grid,.matrix{grid-template-columns:1fr}.card{min-height:auto}}